Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Sao Phatloc website and any associated tools, content, or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
1. Nature of the Service
Sao Phatloc provides software-based market analysis tools intended to support independent research and decision-making. The Service does not provide personalised financial, investment, tax, or legal advice. Any information, output, or analysis generated through the Service is provided for general informational purposes only and should not be treated as a recommendation to buy, sell, or hold any financial instrument.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Service. By using the Service, you represent that you meet these requirements and that your use complies with all laws and regulations applicable to you in your jurisdiction.
3. Account Responsibilities
If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use. We are not liable for any loss arising from your failure to safeguard your account information.
4. No Financial Advice
Nothing provided through the Service constitutes professional advice. You acknowledge that all investment decisions are made solely at your own discretion and risk. Capital is at risk, and past performance of any strategy, model, or market does not guarantee future results. You should seek independent advice from a qualified professional before making financial decisions.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems, reverse-engineering software, interfering with normal operation, or using the Service for unlawful purposes. We reserve the right to suspend or terminate access for any user who violates these Terms.
6. Intellectual Property
All content, branding, software, and materials associated with the Service are the property of Sao Phatloc or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without prior written permission.
Disclaimers and Limitation of Liability
Accuracy of Information
While we aim to provide useful tools and analysis, we make no warranties regarding the accuracy, completeness, or reliability of any data, output, or content generated by the Service. Market data and analytical outputs may be delayed, incomplete, or subject to error.
Service Provided As Is
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including fitness for a particular purpose, non-infringement, or uninterrupted availability.
Limitation of Liability
To the maximum extent permitted by law, Sao Phatloc and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages, including financial losses, arising from your use of or inability to use the Service.
Independent Decision-Making
You are solely responsible for any financial decisions you make. Sao Phatloc does not assume responsibility for outcomes resulting from reliance on information provided through the Service.
7. Third-Party Services and Links
The Service may reference or link to third-party websites, tools, or data providers. We do not control and are not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is subject to their own terms and policies.
8. Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable for any consequences resulting from such changes.
9. Changes to These Terms
We may update these Terms periodically to reflect changes in our practices or for legal and regulatory reasons. Updated Terms will be posted on this page with a revised effective date. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
10. Termination
We may suspend or terminate your access to the Service at our discretion, including for violation of these Terms, without prior notice. Upon termination, your right to use the Service will cease immediately.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sao Phatloc is registered, without regard to conflict of law principles. This is a general placeholder and should be reviewed and adapted to reflect your specific legal and regulatory requirements.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Contact Regarding These Terms
If you have any questions about these Terms and Conditions, please get in touch through our contact page. We will respond to reasonable requests for clarification regarding our policies.